Free Financial Tools

Find out exactly when you can retire, how much you'll need to save, and what your monthly retirement income will look like — based on your savings rate, investment return, and current savings.

See how compound interest grows your money over time. Adjust principal, monthly contributions, interest rate, and compounding frequency. Includes a year-by-year breakdown and interest-vs-contributions split.

Calculate your net worth by entering your assets and liabilities. Compare your result to Fidelity's age-based benchmarks and track where you stand on your path to financial independence.

Find out how much house you can comfortably afford — not just what a lender approves. Uses the 28/36 rule based on your income, debts, and down payment, with a full monthly payment breakdown.

Compare the debt snowball and debt avalanche methods side by side. See which strategy gets you debt-free faster and how much interest each one saves across all your balances.

Find your Financial Independence number and how many years until work becomes optional. Based on your savings rate, expenses, expected return, and chosen safe withdrawal rate.

Working toward a down payment, wedding, car, or trip? Calculate exactly how much to save each month to hit your target on time, with or without investment growth.