Terms of Service

Last updated: May 20, 2025

Please read these Terms of Service ("Terms") carefully before using Oracle AI Life Simulator ("the Service"), operated by the Oracle team ("we", "us", or "our"). By accessing or using the Service, you agree to be bound by these Terms.

1. Acceptance of Terms

By accessing or using Oracle AI Life Simulator, you confirm that you are at least 13 years of age, that you have read and understood these Terms, and that you agree to be bound by them. If you do not agree, please do not use the Service.

2. Description of Service

Oracle AI Life Simulator is a free, AI-powered web application that generates hypothetical life scenario projections, financial forecasts, career path suggestions, and what-if simulations based on user-provided data. The Service is provided for informational and educational purposes only.

3. Not Financial Advice

The content generated by Oracle AI Life Simulator does not constitute financial, investment, tax, legal, or professional advice of any kind. All simulations and projections are hypothetical and are based on assumptions that may not apply to your individual circumstances. You should consult a qualified financial professional before making any financial decisions. We expressly disclaim any liability arising from reliance on the content generated by the Service.

4. No Warranties

The Service is provided "as is" and "as available," without warranty of any kind, express or implied. We do not warrant that the Service will be uninterrupted, error-free, or that the results generated will be accurate, reliable, complete, or suitable for any particular purpose. AI-generated content may contain errors, inaccuracies, or outdated information.

5. User Responsibilities

You agree that you will:
  • Use the Service only for lawful purposes
  • Not attempt to interfere with or disrupt the Service or its servers
  • Not attempt to access parts of the Service you are not authorized to use
  • Not use automated tools, bots, or scrapers to access the Service at scale
  • Not reproduce or redistribute the generated content for commercial purposes without permission

6. Intellectual Property

All content, design, code, and materials comprising the Service are owned by or licensed to us and are protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works of any part of the Service without our prior written consent. Content you generate through your personal use of the Service (your simulation results) is yours to keep for personal use.

7. Privacy

Your use of the Service is also governed by our Privacy Policy, which is incorporated by reference into these Terms. By using the Service, you consent to the data practices described in the Privacy Policy.

8. Third-Party Services

The Service may display third-party advertisements served by Google AdSense. These advertisements are governed by Google's privacy and advertising policies. We are not responsible for the content of third-party advertisements or any products or services they promote. The Service uses OpenAI's API to generate simulations. By using the Service, you acknowledge that your input data may be processed by third-party AI infrastructure, subject to OpenAI's usage policies.

9. Limitation of Liability

To the fullest extent permitted by applicable law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of your access to or use of (or inability to use) the Service, including but not limited to financial losses arising from reliance on any content generated by the Service. In no event shall our total liability to you for any claim exceed the amount you paid to use the Service in the 12 months preceding the claim. As the Service is free, this means our total liability to you is $0.

10. Changes to Terms

We reserve the right to modify these Terms at any time. We will update the "Last updated" date at the top of this page when changes are made. Continued use of the Service after any changes constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically.

11. Termination

We reserve the right to suspend or terminate access to the Service at any time, for any reason, without notice, including if we believe you have violated these Terms. Provisions of these Terms that by their nature should survive termination will remain in effect.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in the United States.

13. Contact

If you have any questions about these Terms, please contact us at: rmohan616@gmail.com